Posted: February 2, 2026
Ice dams form when snow on a roof melts, runs down to colder eaves, and refreezes into a ridge that blocks drainage. Over repeated melt-freeze cycles, water can back up under shingles and leak into ceilings, walls, insulation, and belongings. Why Ice Dams Happen Most ice dam problems start with uneven roof temperatures. Heat escaping into the attic warms the upper roof surface above 32°F...
Posted: January 19, 2026
Is Your Company Really Protected? A new year is the perfect time for businesses to run a quick “audit” of their insurance program. Over the past twelve months, your company may have opened a new location, hired more staff, bought equipment, or added services. If your coverage has not kept pace, one loss could disrupt everything you have built. Start With An Annual Coverage Audit...
Posted: January 16, 2026
What Your Friend on Social Media Got Wrong! Everyone has that friend who becomes an instant expert after watching a short video or reading a headline. Insurance myths travel fast, and they can cost real money when a claim happens. Clearing up a few of the most common myths helps you choose better protection and avoid unpleasant surprises. Myth #1: Red Cars Cost More to...
Insurance products are offered through the following insurers: Erie Insurance (Erie, PA); Hagerty Insurance (Traverse City, MI); MEMIC (Portland, ME); Preferred Mutual Insurance (New Berlin, NY); The Progressive Corporation (Mayfield Village, OH); New York Central Mutual (Edmeston, NY); ShelterPoint (Great Neck, NY); and other unaffiliated insurers.
Insurance services are provided by an independent insurance agency. Hudson Valley Insurance Agency and its producers are licensed in the states where services are offered. License numbers are available upon request. Availability, eligibility, and coverages may vary by state. Not all products are available in all states.
